Real estate appraisal services for homeowners in the city of Indianapolis and Marion County
The top reasons IN homeowners use Moyer Appraisal Service, Inc.:
Need help determining the price of your house in or near Indianapolis, IN?
We at Moyer Appraisal Service, Inc. understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular person not in the real estate field that probably doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance. Challenge property tax assessmentsIf you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Moyer Appraisal Service, Inc. is your chief weapon when contesting your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Moyer Appraisal Service, Inc. can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would like to have an expert double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Moyer Appraisal Service, Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |